Just recently, a young man was killed by a hit and run driver when the boy was walking to get into his school bus. The driver left the scene of the accident after running over the boy, to add insult to injury. The negligent driver turned himself in and is presently being charged with numerous criminal charges.
WHO CAN MAKE A CLAIM AGAINST WHOM AND WHY? First, the insurance company for the driver who caused the accident will probably have to pay their policy limits to the family of the young man who was killed in the accident. These are called wrongful death damages. BUT, the family may also make a claim against their own insurance company for Underinsured motorist benefits. There are certain criteria to follow but a claim can be made against the families insurance policy or policies for these benefits. Also, a claim may be able to be made against the bus' insurance policy for the same type of benefits, since the boy would be considered a passenger of the school bus at the time of the accident. A Mississippi Accident Attorney can figure out all of the ins and outs of the insurance coverage and explain what is recoverable and why.
Our law firm represents families who have lost loved ones in accidents all over MS including covington county, simpson county, hinds, rankin, madison, warren, and all counties in MS.
If you have any questions about your accident case, call Paul Snow at 601-969-1977 or toll free 1-800-640-4478 for a free consultation about your case or contact us online.