The driver was going so fast that after he hit Bennie Moore that he drug the biker over 100 yards before hitting the curb. Charlie Taylor pled guilty to manslaughter for causing this accident. Mr. Moore was riding his bike in the turning lane when he was hit by a Lincoln driven by Taylor. After causing severe life threatening injuries and severing the biker's feet, Taylor does not stop to try to help his victim,but instead, leaves the scene of the accident and allows Mr. Moore to lay dying in the road.
Who has a claim against whom and why? The family of Mr. Moore has a claim against the driver of the Lincoln for causing the accident;but, the family may also have a claim against their own insurance company for underinsured motorist coverage and med pay coverage. One may be covered under this provision in your own insurance policy even though you were not in your car at the time the accident occured. In other words, it covers bikers and pedestrians.
